The CHOICES Coalition was created with the primary objective of supporting healthcare consumers by advocating for improvements in the current Risk Adjustment program. Consumers throughout the nation are encountering unnecessarily high premiums due to the current formulation of the Risk Adjustment and Risk Corridor programs. Without changes it is increasingly likely that fewer insurance choices will be available to consumers in 2017.
CHOICES is a new and growing multi-state coalition of health care plans concerned that the current formulation and administration of the 3Rs (reinsurance, risk adjustment, and risk corridors) are driving up premiums for consumers and small businesses, reducing competition, preventing market innovation, and will slow a shift to efficient, risk-bearing provider networks. CHOICES consists of non-profit members, investor-owned members, health system-sponsored members, independent members, startups and companies with decades of experience.